How engagements work

Flat per-search engagements. No find, no fee.

One quote per service, scoped to your case. No subscriptions. No platform fees. No find, no fee. Quotes provided same business day — operated by Miami Private Investigations · FDACS A1800135.

The engagement model

One file at a time, or running retainer — your choice.

Policy Existence Trace

Binary yes/no on whether the defendant has any coverage. Most cost-effective screen for case intake.
Flat per-search
  • Carrier-level verification
  • Effective-date confirmation
  • Signed permissible-purpose attestation
  • No find, no fee
Service details →

Umbrella Policy Trace

Locate excess and umbrella sitting above primary — the layer defendants rarely volunteer.
Flat per-search
  • Personal + commercial umbrella
  • Layer-by-layer mapping
  • Carrier verification
  • No find, no fee
Service details →

Policy & Claim Number Trace

Get the policy + claim numbers when the defense is stalling disclosure.
Flat per-search
  • Policy number identified
  • Carrier claim number located
  • Assigned adjuster (where lawful)
  • No find, no fee
Service details →

Skip Trace

Locate defendants, witnesses, subrogation targets. Multi-source verified.
Flat per-locate
  • Multi-source verification
  • Current address + phone
  • Service-of-process ready
  • No find, no fee
Service details →

Commercial / Trucking Tower

Full coverage tower mapping on corporate defendants. Multiple layers, multiple entities.
Quoted by scope
  • Primary motor-carrier liability
  • MCS-90 endorsement analysis
  • Excess layers (often 4–5 deep)
  • Broker + shipper contingent coverage
Practice details →

Quote requested? Send the case parameters and we’ll respond same business day with the scope-specific engagement structure. No back-and-forth.

No find, no fee

If we cannot locate verifiable coverage data on a defendant, you don't pay. The "no coverage found" attestation we still deliver supports UM/UIM tender on your client's policy.

Rush option

Same-day on simple auto cases. 24-hour rush on most commercial files. Any rush surcharge is quoted upfront.

Volume retainers

Firms running multiple searches per month qualify for retainer arrangements with consolidated monthly invoicing, net-15 terms, and dedicated point of contact.

Deposition testimony

Search-attestation testimony available at standard expert-witness rates. Most cases never need it — the attestation letter alone resolves any dispute pre-deposition.

Why we don't list a rate

Quotes are scoped to your case.

Insurance discovery scope varies by defendant type, layer count, jurisdiction, and case urgency. A flat-rate published number would mislead either us or you. What we publish instead: our engagement model, our guarantees, our turnaround, and our license — the things that matter for vendor selection. Send a quote request and we respond same business day with the specifics.

Generic search portal
  • × No investigator license shown
  • × No permissible-purpose framework cited
  • × No testimony availability
  • × No structured deliverable format
  • × No find-no-fee guarantee
PolicySearchUSA
  • FDACS FDACS A1800135 displayed
  • GLBA · DPPA · FCRA framework documented
  • Investigator available for deposition
  • Structured coverage map + attestation
  • No find, no fee

Get a quote and commission a search.

Same-day quote response. Rush available. FDACS-licensed investigator. No find, no fee.

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