For plaintiff law firms: when the at-fault party refuses to disclose insurance or falsely claims to be uninsured, moving forward is an expensive gamble. We locate the policies — so you can litigate with confidence.
At Miami Private Investigations, we specialize strictly in uncovering hidden, undisclosed, and hard-to-find insurance coverage. Fast. Accurate. Legally compliant. At a highly competitive rate — giving your firm the exact leverage needed to secure your client's rightful recovery.
Deep-dive investigations identifying active policies, carrier names, and exact coverage details across the four sectors that drive plaintiff litigation.
Uncover hidden auto, umbrella, and commercial transport coverage.
Locate residential, landlord, and personal liability coverage.
Identify coverage on CRE, corporate entities, and business operations.
Critical when defendants stonewall on premises and negligence claims.
Three reasons plaintiff firms add PolicySearchUSA to every case intake — before filing, before depositions, before settlement talks.
Assessing the insurance landscape before filing saves your firm substantial time, administrative costs, and billable hours on judgment-proof targets. Know what you're chasing before you draft the complaint.
Streamlined investigative pipelines mean dedicated insurance lookups delivered fast and cost-effectively — a low-risk, high-return tool for every case file. Volume firms can establish ongoing retainer arrangements tailored to their case load.
All searches conducted by licensed private investigators in absolute compliance with federal and state privacy laws — including GLBA and DPPA — ensuring the data is legally defensible and court-ready under FRE 901/902 with chain-of-custody documentation.
Every search is a documented chain of custody. Permissible purpose verified at intake. Result delivered as a sealed PDF you can drop straight into the case file.
Submit your search via encrypted form or call our 24/7 intake line. We confirm permissible purpose — case file, retainer, litigation hold — before any database touches.
≤ 1 hrLicensed investigators cross-reference state databases, ISO ClaimSearch, NICB, carrier APIs, and proprietary sources. Every step is logged, dated, and attributable.
4–72 hrResult delivered as a signed PDF: carrier name, policy number, effective dates, claim contact, and source attribution. Drop directly into your case file — compliant and court-ready.
deliveredIdentify the at-fault driver's coverage limits before negotiating settlement. Know if there's an umbrella before you file. Find the corporate defendant's CGL when an LLC won't disclose.
Map every active CGL layer on developer, contractor, and subcontractor before tender. Identify additional insureds and policy stacking before the statute of repose closes.
The defendant claims they "have no insurance." We verify or refute — fast. Slip-and-fall, security negligence, dog bite, attractive nuisance. Coverage hidden under DBAs and parent-corp shells.
You have the plate but the police can't help. Our plate-to-policy identifies the at-fault carrier in 12–48 hours so your client can pursue bodily injury through traditional channels.
Identify recovery targets when your insured was hit by a non-disclosing driver. Locate carriers on legacy claims. Validate dormant accounts before write-off saves real money.
When the family deserves to know what coverage exists. We identify every applicable policy — auto, umbrella, employer, homeowner — across all defendants. With chain-of-custody documentation.
Anonymized for client privacy. Specifics verifiable on request with attorney-of-record credentials. These aren't best-cases — they're representative of what we find when defendants try to conceal coverage.
We don't. Transparency about how we find policies is the moat — because the methodology itself is hard to replicate, even when you know what it is.
Attorney + firm credentials confirmed. Legal basis (case file, retainer, court order) documented. Conflict check run. Chain-of-custody log opened. Search request signed and timestamped.
Licensed investigators query the sources below simultaneously. Returns are time-stamped and source-attributed. Negative returns are documented as evidence.
Returns from multiple sources cross-referenced. Policies confirmed active at the relevant date. Stacking and umbrella layers traced. Additional insureds identified. Entity webs (LLC → parent → holding company) mapped where defendants hide behind shells.
Carrier name. Policy number. Effective dates. Claim contact. Source attribution per line. Chain-of-custody certificate. Encrypted delivery via portal or PGP-signed email. Drop the PDF directly into your case file — every claim is sourced, every search is auditable.
Searches are conducted by licensed private investigators in absolute compliance with federal and state privacy laws. Every request documents the requesting attorney, the legal basis, the source of record, and the chain of custody. Results are court-ready. Searches are auditable.
Plaintiff firms across the country use our coverage maps to size demands, brief subpoenas, and verify defense disclosures. [Testimonials below are placeholder copy pending collected attestations. Replace before launch.]
"We commissioned a limits trace pre-suit on a defendant whose carrier sent us a $50K policy-limits letter. The report came back identifying $2M in umbrella we'd never have located through subpoena alone. Demand was re-scoped. Case settled at $1.8M."[Placeholder] Catastrophic injury partner AV-rated plaintiff firm · Miami, FL
"On a fatal trucking case, they mapped the full coverage tower in 36 hours — primary, MCS-90, excess, and broker contingent. Six policies, four carriers. The opposing carrier had disclosed only the primary. The deposition prep changed completely."[Placeholder] Senior partner Commercial trucking practice · Atlanta, GA
"The attestation letter alone is worth the fee. Last month opposing counsel tried to challenge the basis of an insurance disclosure at deposition — I handed over the permissible-purpose attestation and the challenge died on contact. No motion practice."[Placeholder] Solo practitioner Personal injury · Tampa, FL
"We've used three policy-search vendors over the years. PolicySearchUSA is the only one where the investigator picks up the phone on a follow-up question — and the only one whose deliverable goes straight into the file without reformatting. Standard vendor for our intake team now."[Placeholder] Managing partner Mid-size plaintiff firm · Orlando, FL
"Hit-and-run case with zero leads. We had partial plate, vehicle color, and not much else. They identified the registered owner, ran carrier verification, and confirmed lapsed coverage in 48 hours. Case pivoted clean to UM tender. Settled within statutory window."[Placeholder] Plaintiff PI partner Auto / UM-UIM focus · Houston, TX
"Product liability case with a judgment-proof manufacturer. PolicySearchUSA mapped the distributor's GL, retailer vendors-endorsement coverage, and the importer's umbrella. Total identified coverage: $14M. We took the case. Wouldn't have without their tower."[Placeholder] Product liability partner Mass tort plaintiff firm · Chicago, IL
Because we operate under a documented permissible-purpose framework. If you're an attorney representing a plaintiff with a real case (pre-litigation evaluation, filed complaint, retainer in hand, court order), we can search. We verify the basis at intake before any database is touched. We do NOT support searches motivated by stalking, harassment, personal disputes, or curiosity.
Two things: (1) what you're looking for (plate, VIN, business name, FEIN, defendant identifier), and (2) your legal basis (case file #, retainer on file, court order, demand letter, police report). The intake form covers both. Most searches go from intake to result without a follow-up call.
Vehicle/Auto: 4–24 hours. Homeowners: 12–48 hours. Commercial Property: 24–72 hours. General Liability: 24–72 hours. Rush options available with 24-hour delivery for an additional fee. After-hours intake is queued; results begin Mon–Fri 8 AM ET.
Both. Most plaintiff firms start with a single case to evaluate the workflow, then move to a retainer arrangement once they see the turnaround and result quality. Scope and engagement details are discussed at intake — we have an account live within 24 hours of agreement.
All 50 states + DC. Coverage depth varies by state because state DMV access rules differ. Some states return results in 24 hours; some take 48–72. We disclose source attribution and turnaround in every quote.
Encrypted PDF via secure portal or PGP-signed email. Includes: carrier name, policy number (where available), effective dates, claim contact, and source attribution. Plus the certificate of compliance for your case file — court-ready and authenticatable under FRE 901/902 with chain-of-custody documentation.
Licensed investigators operating under FDACS A1800135. Out-of-state work is performed through independently licensed correspondent investigators in each jurisdiction. Not call-center reps reading database results — actual investigators who verify, cross-reference, and document every step. Miami Private Investigations has been doing this since 2015.
Yes — and most active plaintiff firms do. Retainer arrangements include invoiced detail logs, a dedicated point of contact, and chain-of-custody certificates per case. Reach out with your typical case volume and we'll have an account live in 24 hours.
On standard vehicle searches: we deliver a "no policy of record found" certificate documenting every source searched. That itself is often useful evidence (uninsured at time of loss). On corporate or commercial searches: we report what was found, what wasn't, and recommend the next investigative step.
Direct individual requests need an attorney of record. We don't want to expose individuals to the GLBA/DPPA compliance lift — and frankly the attorney needs the result anyway for the bodily injury claim. If your firm wants to refer a hit-and-run client, we offer free 15-minute calls to scope the case.
Partner with Miami Private Investigations to get the definitive insurance intelligence your cases require. Confidential intake. Licensed investigators. Strictly compliant.
AI-assisted intake. Don't share privileged case material here — a human follows up via secure email.