Product Liability Insurance Policy Search
Manufacturer, distributor, retailer — every link in the supply chain.
Product liability cases are supply-chain coverage cases. The manufacturer carries products-completed-operations coverage. The distributor carries its own GL. The retailer carries GL with vendors-endorsement coverage. The component-parts supplier carries its own products coverage. Each entity has primary and excess layers. The cumulative stack on a product case often exceeds $50M when properly mapped — and the defense rarely volunteers the upper layers.
Built for the firms that actually run product liability cases.
What a product liability policy search produces.
Questions plaintiff attorneys ask about Product Liability searches.
What is "vendors endorsement" coverage on the retailer's GL?
A vendors endorsement extends the manufacturer's products coverage to a downstream retailer. It often pulls retailer-named insureds into the manufacturer's products-completed-operations coverage — a critical leverage point.
How do you handle judgment-proof manufacturers?
We work backward up the supply chain. If the manufacturer is insolvent or uninsured, we identify the distributor and retailer carriers — both of which typically have independent GL coverage capable of funding a settlement.
Do you handle international manufacturers?
Yes, but the analysis shifts to U.S. distributors, importers, and retailers — entities that have a U.S. coverage footprint we can locate. We typically cannot reach overseas carriers.
Every search runs under documented permissible purpose.
Insurance policy discovery sits at the intersection of GLBA §6802 / §6803, DPPA 18 U.S.C. §2721(b) permissible uses, and FCRA considerations. We document the basis on every file — and our investigator can testify to it.
Related practice areas
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Standard turnaround 4–72 hrs. Rush available same day. Operated by Miami Private Investigations · FDACS A1800135.